😡 Medicare Advantage plans are called "medicare managed care" because they take you off original medicare and put you into a private insurance carrier's managed care plan.
💰 Medicare pays a managed care plan (Medicare Advantage company) to take responsibility for your medical claims, which can be upwards of about a thousand dollars a month per member.
😷 Medicare Advantage plans have pre-authorizations and referrals, which can cause wait times of weeks or months for procedures and specialist appointments.
🌐 With original Medicare, you can go to any doctor or hospital anywhere in the country without needing authorization, whereas Medicare Advantage plans have limited networks.
💵 Original Medicare with a supplement is generally less expensive than a Medicare Advantage plan in terms of out-of-pocket costs.
🔄 Switching from a Medicare Advantage plan to a Medicare supplement plan may require medical underwriting in most states, while the reverse is possible during Medicare open enrollment.
👍 Original Medicare provides more control and autonomy over healthcare decisions, as there is no interaction with insurance companies, pre-authorizations, or referrals.
📚 The speaker, Keith Armbruck, is the founder of Medicare on Video and focuses solely on selling Medicare supplements because he believes in their effectiveness and customer satisfaction.
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- https://www.youtube.com/watch?v=hrkbOjBtBsw
